How I Became An Expert on Options

Buying a Home with a Pool

The decision to buy or not to buy a home with a pool is personal, but there are many factors to consider that will have a big impact in the short and long run. Among others, these may include maintenance, insurance and safety costs that come with pool ownership.

There is no question about the pool adding value to a property, but how? Data is unfortunately scarce, but location is a big factor. Therefore, to be sure, choose an area that will not hurt your cause, just in case you decide to sell your house in the future.

A pool enhances a home’s aesthetics and provides a place for relaxation and entertainment, but on top of that, you have to check out many other variables before actually deciding to purchase a home with a pool. For example, is the pool screened or enclosed, or is it heated or does it have any water features? What is its general condition?

A home valued at $125,000 would generally cost you an added $8,000 to $10,000 for a pool. Of course, this is but an estimate, and checking with a local appraiser is best for more accuracy.


Your largest pool expense will be the weekly maintenance, which is a must, though with many pool companies that charge $50 to $75 a month for servicing, this is usually not a problem. Among other costs to consider are additional homeowners insurance, fencing, self-closing doors, pool suction devices, and safety alarms.

Pool Inspection

Just as a home inspector inspects a home, a pool expert should inspect a pool. The two don’t mix, so don’t have a home inspector look at your pool.
Also, remember to ask the seller which company used to service the pool. That company knows the actual condition of the pool, as well as the costs required to maintain it.

The more you know about the pool, the better you can decide whether or not the home with the pool is worth the investment. Most probably, the company would be glad to accommodate you too, as this would mean the account can continue.


Buying a home with a pool need not make a negative impact on your mortgage qualification. If anything, it may even help you sell faster. Homes with a pool generally appeal to more homebuyers, which means a quicker sale later on and even greater value to the final sale.

Also check with your local municipality for rules on home pool use (called Certificate of Occupancy). Take note that municipalities tend to change pool regulations every now and then, so don’t depend on what your friend says or what you might have read on a website.
The Art of Mastering Homes
Incredible Lessons I’ve Learned About Homes